Compensatory interest rates are the percentages that companies must pay for delays in payments to suppliers, taxes or debts with financial entities. They can affect companies' liquidity and cash flow management.
Economic context in Peru for 2025
By 2025, GDP growth of at least 3% is expected in the Peruvian economy. This growth could result in improved economic performance which promises to keep interest rates at a moderate level.
Although projections for the coming year look encouraging, it is important for companies to be alert to possible changes or adjustments in compensatory rates. In addition, they will need to anticipate and create strategies to manage their finances and the risk associated with defaults on debt payments. Some key strategies include:
- Planning: Financial planning allows you to establish a detailed budget that considers the year's costs including expenses, investments and payments.
- Cash flow management: Maintaining good cash flow management allows the company to meet its financial commitments. This requires constant monitoring of the budget and financial management.
- Financing alternatives: Opting for financing alternatives can help improve payment compliance. The use of alternatives such as Factoring will help to obtain immediate cash, reducing the need for traditional credits with higher rates.
The impact for the corporate finance in 2025 will depend on how companies manage their debts. Companies with good cash flow management and efficient control of payments to suppliers will be able to mitigate the effect of offsetting fees. Find out how our solutions for Factoring can optimize your cash flow and help you meet your financial goals. Click here!
Sources: Central Reserve Bank of Peru - La República
